随时随地灵活掌控

An everyday savings account with a low monthly fee that can be waived1 plus lots of other perks to help you reach your savings goals.

  • Drop the monthly maintenance fee
    All it takes is a $25 recurring transfer from your linked TD Bank checking account1 to waive the fee for the first year. Then, just keep a $300 minimum balance to waive the $5 monthly fee
  • Free for young and senior savers
    Enjoy no monthly maintenance fee and no minimum daily balance requirements ever if you're 18 or under/62 or older
  • Free automatic transfers
    Kick-start your savings with transfers from other accounts
  • Earn interest
    Your savings earn interest to help you toward your goals
  • TD Overdraft Relief2
    Enroll in Savings Overdraft Protection3 to automatically transfer cash from your linked savings account to cover an overdrawn checking balance

标准费率

Build your savings with interest.

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Current APY*

What you pay

You're never too young to save – see how to start

TD Simple Savings can help get you started:

  • If you're 18 or younger
    The monthly maintenance fee is always waived
  • With an eligible linked TD checking account
    Link a TD Simple Savings account to a TD Beyond Checking or TD Complete Checking account and we'll waive the monthly maintenance fee for TD Simple Savings5

Get the most from your new account

开立账户

View the TD Simple Savings Account Guide.

*Annual Percentage Yield (APY) is accurate as of and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

1For the first 12 months, waived each month you have a linked eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank checking account. See the Personal Deposit Account Agreement for more details.

2Overdraft Services do not apply to TD Essential Banking Accounts. We may decline or return transactions that would result in an overdraft. Transactions that you make may cause your Account to overdraw but we will not assess your TD Essential Banking Account an overdraft fee or return item fee. For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction.

3Savings Overdraft Protection transfer initiation is automated at end of the Business Day when the pending and posted transactions result in an overdraw balance. You may still be assessed an Overdraft fee ($35 max of $105 per day per account) if the transfer could not be made such as; if there is not enough money in the linked Savings or Money Market account to cover the overdrawn balance or if you manually transfer the money after overdrawing your account and your transfer is insufficient to cover the overdrawn balance.

4TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. 须遵守其他限制条件。 请参考移动存款服务附录。

5Monthly Maintenance Fee is waived for primary account holders ages 17 through 23. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the $100 minimum daily balance is maintained.

6TD Complete Checking月度维护费可以免除，只需满足以下任一条件：在一个账单周期内的直接存款达到$500或以上；或者维持$500的最低每日余额；或者在您选择关联的所有个人存款账户中拥有$5,000的最低每日合并余额；或者主要账户所有者年龄在17至23岁之间。

TD Bank received the highest score in the Southeast region of the J.D. Power 2019 U.S. Retail Banking Satisfaction Study of customers' satisfaction with their own retail bank.访问jdpower.com

TD Simple Savings

The fastest way to open an account

开立账户