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Residential investment property mortgages differ from primary home mortgages in four key areas:
Down payment: Investment property mortgages usually require a larger down payment
Interest rate: Investment property mortgages usually have higher rates
Loan underwriting: Residential investment property mortgages may be underwritten differently than properties that are owner-occupied
Property size: At TD Bank, residential mortgages for investment properties are for buildings with 1-4 units. If you're interested in a building that is mixed-use, commercial or more than 5 units, you may need to consider commercial financing for your mortgage needs
You can learn more about your best loan options and get a realistic price range for your search when you talk to your TD Bank loan officer to get prequalified.
If your investment property is in a different state, keep in mind that your lender must be authorized to lend in that state. TD Bank operates in 15 states from Maine to Florida. Find a TD Bank near your property
Additional considerations:
Loans subject to credit approval. 平等房贷机构(Equal Housing Lender)
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